CONTINUE QUOTING FOR RETIREMENT AFTER LOSING EMPLOYMENT
Many workers sign a special agreement with social security to continue contributing to retirement after losing a job or having their working day reduced.
This agreement, which can be signed voluntarily, aims to not lose the rights generated for future retirement.
However, although it is normally done with the intention of collecting a higher retirement pension, this special agreement also contributes to permanent disability.
On the other hand, it does not allow contributions to be eligible for unemployment benefits, nor for the provision of maternity, paternity, risks during pregnancy or breastfeeding.
That is, we can not sign this agreement to have the right to collect unemployment, or maternity or paternity, but it will be taken into account in case we are granted a permanent disability, whether partial, total, absolute or large disability.
The application for the agreement must be made in the official model before the Provincial Directorate of the General Treasury of the Social Security of the worker's home who requests it.
In order to know the monthly amount that has to be paid to the Social Security, the worker has to decide the contribution base on which the collective agreement will be made.
This base is the one that will determine in the future the amount of the retirement pension, so it is very important to choose a base that we know we can pay, and in turn, that allows us to obtain an adequate pension.
In relation to the objective mentioned above, the worker is not free to choose the amount of the contribution base, but will depend on the contributions made prior to signing the agreement.
This limitation is derived from the objective of this agreement, which is not to extend the economic rights of workers in retirement, but to maintain them when the worker loses his job or his salary or working day is reduced.
